| | | | |
|
| Colorado Springs | | Healthy people have the best | | Coding: A method of putting |
| Alexandria | | mortality risks and thus are much | | information into a numerical form for |
| Charleston | | cheaper for companies to insure. This | | statistical use. Most information on |
| Frederick | | translates into lower rates for the | | policies is coded and then put into |
| Raleigh | | Super Preferred customer than | | reports. |
| Hemet | | someone with higher risk factors such | | |
| Dallas | | as a heart condition, cancer or | | Incurred Expense: Expenses not yet |
| Santa Barbara | | diabetes. Conversely, if you were | | paid. Can also include paid |
| Jacksonville | | unhealthy when you acquired your | | expenses in some accounting |
| Houston | | policy, and your health has now | | systems. |
| Zanesville | | improved, it might be time to shop for | | |
| Panama City | | a new policy, as your rates are likely | | Replacement: A new policy written to |
| Sioux Falls | | to be lower. | | take the place of one currently in force. |
