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| Frederick | | While some companies raise their | | Tariff Rate: A rate established by a |
| Quincy | | prices based on your actual age, | | rating organization, which comes from |
| Milwaukee | | most companies increase the price of | | the tables, schedules and rules found |
| Norfolk | | their policies six months before your | | in the tariff of rates. |
| San Diego | | birthday. Its a term called Age | | |
| Pompano Beach | | Nearest in the industry, and that | | Index Bureau Experience: A measure |
| Lawrenceville | | half-year price increase could really | | of losses relating to claims reported |
| Lawton | | add up over a 20-year term policy. As | | through a claim office during a |
| Fort Smith | | above, the quicker you purchase your | | 12-month period. |
| Elkhart | | policy the better. | | |
| San Antonio | | | | Nonadmitted Insurer: An insurer not |
| Norfolk | | Shopping around is the best way to | | licensed to do business in the |
| Jasper | | save money on your insurance. | | jurisdiction in question. Same as |
| Chandler | | | | Unauthorized Insurer and Unlicensed |
| Monroe | | Why not take advantage of current | | Insurer. |
| Louisville | | low prices? Many auto insurance | | |
| Bay City | | consumers are becoming educated | | Gain and Loss Exhibit: The portion of |
| Goldsboro | | on other companies, plans, and rates | | the convention blank which |
| Scranton | | that are available to them; ones that | | represents an analysis of gains, |
| Chesapeake | | could afford them significant savings | | losses, and surplus during an |
| Shreveport | | on their auto insurance. | | accounting period. |