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| Fort Lauderdale | | While some companies raise their | | Will Ride: Coverage that remains in |
| Roanoke | | prices based on your actual age, | | effect regardless of the geographical |
| Cincinnati | | most companies increase the price of | | location in which a loss occurs. |
| Fayetteville | | their policies six months before your | | |
| Pembroke Pines | | birthday. Its a term called Age | | Examiner: An employee assigned by |
| Wilmington | | Nearest in the industry, and that | | the state insurance department to |
| Venice | | half-year price increase could really | | audit insurers' records. |
| Fayetteville | | add up over a 20-year term policy. As | | |
| Salt Lake City | | above, the quicker you purchase your | | Brokerage Department: A department |
| Johnson City | | policy the better. | | of an insurer whose purpose is to |
| Chesapeake | | | | deal with brokers in the placing of |
| Honolulu | | At InsWeb, you can compare free | | insurance. |
| Sioux Falls | | online insurance quotes from many of | | |
| Stamford | | the nations leading insurance | | You/Your: These words are used to |
| Quincy | | companies. | | refer to the named insured in many of |
| Longwood | | | | the modernized/personalized policy |
| Hattiesburg | | We offer quotes for auto insurance, | | forms. |
| Newburgh | | life insurance, homeowners | | |
| Panama City | | insurance, health insurance, term life | | Independent Agent: An agent |
| Santa Clara | | insurance and more. | | operating as an independent |
| El Paso | | | | contractor under the independent |
| Lincoln | | The quickest and easiest way to | | agency system. |
| San Diego | | shop for new insurance is by | | |
| Longmont | | comparing rates at InsWebs online | | Expense Allowance: A compensation |
| Denver | | marketplace. If you do it the | | paid to an insurance agent in excess |
| St. Joseph | | old-fashioned way (by calling or | | of prescribed commissions. |
| Bronx | | visiting multiple agents or insurance | | |
| Jasper | | companies) it could take up a huge | | Agent's License: A certificate of |
| Cherry Hill | | chunk of your time, which no one | | authority from the state which permits |
| Lima | | wants or needs. By completing | | the agent to conduct business. |
| Savannah | | InsWebs online application, you will | | |
| Glendale | | have rates to compare to your old | | Retrospective Premium: The final |
| Amarillo | | ones within minutes! | | premium in a retrospective rating |
| Pueblo | | | | plan. See Retrospective Rating. |
