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| Delray Beach | | The best time to switch policies is | | Brick Veneer Construction: Refers to |
| Cypress | | within one month of receiving your | | a building where the outside walls are |
| Alpharetta | | policy renewal from your current | | constructed of wood with a facing of a |
| Venice | | insurer. You can typically cancel your | | single layer of brick. |
| Jersey City | | policy without any fees or penalties if | | |
| Palm Harbor | | you act within this time period. | | Liabilities: Money owed or expected |
| Grand Junction | | | | to be owed. Insurance company |
| Carlsbad | | Everyone has different needs, and | | financial statements, for instance, |
| Philadelphia | | not one size fits all when it comes to | | show assets and liabilities. |
| Chattanooga | | term life insurance. While it may make | | |
| Chattanooga | | sense for people in their 30s and 40s | | Notice To Company: Written notice to |
| Stockbridge | | to secure a 20-year term length, a | | an insurer of the occurrence of an |
| Garland | | 10-year term might be more | | event which a claim is to be based. |
| Plano | | appropriate for someone nearing | | |
| Greenville | | retirement. | | Time Limits: The limits of time within |
| Cincinnati | | | | which notice of a claim and proof of a |
| Vancouver | | The quickest and easiest way to | | loss must be submitted. |
| Naperville | | shop for new insurance is by | | |
| Bay City | | comparing rates at InsWebs online | | Broker of Record: A broker who has |
| Spring Hill | | marketplace. If you do it the | | been designated to handle certain |
| Goldsboro | | old-fashioned way (by calling or | | insurance contracts for the |
| Chattanooga | | visiting multiple agents or insurance | | policyholder. |
| El Cajon | | companies) it could take up a huge | | |
| Alpharetta | | chunk of your time, which no one | | Theory of Probability: The |
| Duluth | | wants or needs. By completing | | mathematical principle upon which |
| Evanston | | InsWebs online application, you will | | insurance is based. |
| Boca Raton | | have rates to compare to your old | | |
| Walnut Creek | | ones within minutes! | | Leasehold: An agreement which |
| Sioux City | | | | gives a person the right to use and |
| Boston | | While some companies raise their | | occupy property. |
| White Plains | | prices based on your actual age, | | |
| Philadelphia | | most companies increase the price of | | Independent Contractor: One who |
| Whittier | | their policies six months before your | | agrees to perform according to a |
| Boise | | birthday. Its a term called Age | | contract and who is not an employee. |
| Charlotte | | Nearest in the industry, and that | | |
| Peoria | | half-year price increase could really | | |
| Seattle | | add up over a 20-year term policy. As | | |
| Toms River | | above, the quicker you purchase your | | |
| Dayton | | policy the better. | | |
