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| Dubuque | | Why not take advantage of current | | Foreign Insurer: An insurer domiciled |
| Lakeland | | low prices? Many auto insurance | | in a state of the United States other |
| Jackson | | consumers are becoming educated | | than the one in which the insured's |
| Toms River | | on other companies, plans, and rates | | insurance is written. |
| Columbus | | that are available to them; ones that | | |
| Madison | | could afford them significant savings | | Stock Option Plan: Surviving |
| Elkhart | | on their auto insurance. | | stockholders have the option to |
| Chandler | | | | purchase or not purchase the shares |
| Costa Mesa | | The best time to switch policies is | | of a deceased stockholder. |
| Hampton | | within one month of receiving your | | |
| Tallahassee | | policy renewal from your current | | Loss Frequency: The number of times |
| Santa Ana | | insurer. You can typically cancel your | | a loss occurs over a specific period |
| Oakland | | policy without any fees or penalties if | | of time. |
| Arlington | | you act within this time period. | | |
| Santa Rosa | | | | Professional Insurance Agents |
| Dallas | | People who are trying to quit | | Association: A trade association of |
| Delray Beach | | smoking, for example, might be best | | mutual insurance agents. |
| Fayetteville | | suited purchasing a shorter term (and | | |
| Winter Park | | then replacing it with a longer term | | Policywriting Agent: An agent who has |
| Conroe | | policy when they qualify for | | the authority to prepare and effect an |
| Anchorage | | non-tobacco prices). | | insurer's policy. |