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| Norwalk | | We offer quotes for auto insurance, | | Endorsement: A written or printed form |
| Birmingham | | life insurance, homeowners | | attached to the policy which alters |
| Milwaukee | | insurance, health insurance, term life | | provisions of the contract. |
| Columbus | | insurance and more. | | |
| Johnson City | | | | Claim: A demand made by the |
| Cranston | | Shopping around is the best way to | | insured, or the insured's beneficiary, |
| Columbia | | save money on your insurance. | | for payment of the benefits provided |
| Memphis | | | | by the contract. |
| Lima | | If you have noticed that your auto | | |
| Chandler | | insurance rates are still increasing | | Underinsurance: A condition in which |
| Jacksonville | | with each renewal, or even have not | | not enough insurance is carried to |
| Providence | | gone down even though you have a | | cover the insurable value. |
| Florissant | | great driving record, this lower pricing | | |
| Morristown | | trend makes it more important then | | First Party Insurance: Insurance which |
| Lexington | | ever that you shop around for auto | | applies to coverage for the insured's |
| Columbus | | insurance. | | own property or person. Contrast with |
| Huntington Beach | | | | Third Party Insurance. |
| Boca Raton | | The best time to switch policies is | | |
| Santa Clara | | within one month of receiving your | | Loss Frequency: The number of times |
| Mesa | | policy renewal from your current | | a loss occurs over a specific period |
| Alpharetta | | insurer. You can typically cancel your | | of time. |
| Newport Beach | | policy without any fees or penalties if | | |
| Yuma | | you act within this time period. | | Commission of Authority: A document |
| Cambridge | | | | outlining the powers delegated to an |
| Santa Ana | | Healthy people have the best | | agent by an insurer. |
| Newport News | | mortality risks and thus are much | | |
| Odessa | | cheaper for companies to insure. This | | Accident Year Experience: Measures |
| Boise | | translates into lower rates for the | | premiums and losses relating to |
| St. Louis | | Super Preferred customer than | | accidents which occurred during a |
| Asheville | | someone with higher risk factors such | | 12-month period. |
| Grand Rapids | | as a heart condition, cancer or | | |
| Lansing | | diabetes. Conversely, if you were | | Policy Anniversary: The anniversary |
| Waterloo | | unhealthy when you acquired your | | of the date of issue of a policy as |
| Norfolk | | policy, and your health has now | | shown in the policy declarations. |
| Portland | | improved, it might be time to shop for | | |
| Whittier | | a new policy, as your rates are likely | | |
| Bloomington | | to be lower. | | |
