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| Palm Desert | | If you decide to cancel your policy | | Policy Anniversary: The anniversary |
| Sioux City | | (after acquiring new coverage) | | of the date of issue of a policy as |
| Long Island City | | outside of the 30-day period, you may | | shown in the policy declarations. |
| Escondido | | have to pay a fee or penalty. | | |
| Las Vegas | | However, you may still save money | | Single Limit: Any insurance coverage |
| Ventura | | after paying the fee if your new policy | | which is expressed as a single |
| Thousand Oaks | | affords you significant savings. So | | amount of insurance, or a single limit |
| Greeley | | while it is best to wait until your | | of liability. Contrast with Split Limit. |
| Springfield | | receive your renewal notice, you CAN | | |
| Muncie | | cancel your policy at any time. | | Commercial Lines: This term is used |
| St. Louis | | | | to refer to insurance for businesses, |
| Fresno | | We offer quotes for auto insurance, | | professionals, and commercial |
| Chicago | | life insurance, homeowners | | establishments. |
| Daytona Beach | | insurance, health insurance, term life | | |
| Reno | | insurance and more. | | Burning Ratio: The ratio of losses |
| St. Paul | | | | suffered to the amount of insurance in |
| Kansas City | | Everyone has different needs, and | | effect. |
| Franklin | | not one size fits all when it comes to | | |
| Gulfport | | term life insurance. While it may make | | Multi-Peril Policies: Policies which |
| Wichita Falls | | sense for people in their 30s and 40s | | cover a number of perils, such as fire, |
| Mesa | | to secure a 20-year term length, a | | burglary, and liability, in a single |
| Canton | | 10-year term might be more | | contract. |
| Santa Barbara | | appropriate for someone nearing | | |
| Warwick | | retirement. | | Submitted Business: Applications for |
| Vancouver | | | | insurance submitted to an insurer but |
| Jonesboro | | If you have noticed that your auto | | not yet acted upon by it. |
| Edmond | | insurance rates are still increasing | | |
| Fairfax | | with each renewal, or even have not | | Tickler: A reminder system used to |
| Springfield | | gone down even though you have a | | call an individual's attention to actions |
| Fort Myers | | great driving record, this lower pricing | | that must be taken at a future point in |
| Huntington Beach | | trend makes it more important then | | time. |
| Stockton | | ever that you shop around for auto | | |
| Modesto | | insurance. | | Short Rate Premium: The premium |
| Lincoln | | | | required for issuing a policy for a |
| New Orleans | | | | period less than its normal term. |
