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| Atlanta | | Shopping around is the best way to | | Indemnify: To restore the victim of a |
| Orlando | | save money on your insurance. | | loss to the same position as before |
| Pasadena | | | | the loss occurred. |
| Tulsa | | People who are trying to quit | | |
| Akron | | smoking, for example, might be best | | Broker of Record: A broker who has |
| Santa Clara | | suited purchasing a shorter term (and | | been designated to handle certain |
| Lincoln | | then replacing it with a longer term | | insurance contracts for the |
| Delray Beach | | policy when they qualify for | | policyholder. |
| Lexington | | non-tobacco prices). | | |
| Corona | | | | Equity: The money value of an |
| Wilmington | | Everyone has different needs, and | | insurance company that is over and |
| New Port Richey | | not one size fits all when it comes to | | above its liabilities. Liabilities include |
| Springfield | | term life insurance. While it may make | | almost all of its reserves. |
| Harlingen | | sense for people in their 30s and 40s | | |
| Anderson | | to secure a 20-year term length, a | | Single Limit: Any insurance coverage |
| Knoxville | | 10-year term might be more | | which is expressed as a single |
| Peoria | | appropriate for someone nearing | | amount of insurance, or a single limit |
| Gainesville | | retirement. | | of liability. Contrast with Split Limit. |