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| Colorado Springs | | At InsWeb, you can compare free | | Incurred Expense: Expenses not yet |
| Overland Park | | online insurance quotes from many of | | paid. Can also include paid |
| Bethlehem | | the nations leading insurance | | expenses in some accounting |
| Jonesboro | | companies. | | systems. |
| Garland | | | | |
| Whittier | | The best time to switch policies is | | We/Us/Our: These words are used to |
| Irvine | | within one month of receiving your | | refer to the insurer in many of the |
| Las Vegas | | policy renewal from your current | | modernized/personalized policy |
| Davenport | | insurer. You can typically cancel your | | forms recently introduced. |
| Fort Wayne | | policy without any fees or penalties if | | |
| Independence | | you act within this time period. | | Brokerage Business: Business |
| Reading | | | | offered to an insurer by a broker. This |
| Staten Island | | The quickest and easiest way to | | is sometimes called excess or |
| Conroe | | shop for new insurance is by | | surplus business. |
| Riverside | | comparing rates at InsWebs online | | |
| Williamsburg | | marketplace. If you do it the | | Deductible: The portion of an insured |
| Spartanburg | | old-fashioned way (by calling or | | loss to be borne by the insured |
| Portland | | visiting multiple agents or insurance | | before he is entitled to recovery from |
| Longmont | | companies) it could take up a huge | | the insurer. |
| York | | chunk of your time, which no one | | |
| Henderson | | wants or needs. By completing | | Provisional Rate: Tentative rates, |
| Quincy | | InsWebs online application, you will | | premiums or commissions that are |
| Warwick | | have rates to compare to your old | | subject to subsequent adjustment. |
| Tampa | | ones within minutes! | | See Commission and Premium. |