| | | | |
|
| Savannah | | Why not take advantage of current | | Gross Line: The total limit accepted |
| Houston | | low prices? Many auto insurance | | by an insurer on an individual risk, |
| Bakersfield | | consumers are becoming educated | | including the amount to be reinsured. |
| Tyler | | on other companies, plans, and rates | | |
| Reading | | that are available to them; ones that | | Replacement: A new policy written to |
| Fort Collins | | could afford them significant savings | | take the place of one currently in force. |
| Lorain | | on their auto insurance. | | |
| Walnut Creek | | | | Preferred Risk: Any risk considered |
| Springfield | | At InsWeb, you can compare free | | to be better than the standard risk on |
| Fort Worth | | online insurance quotes from many of | | which the premium rate was |
| Newport News | | the nations leading insurance | | calculated. |
| Houma | | companies. | | |
| Shreveport | | | | Equity: The money value of an |
| Arlington | | The quickest and easiest way to | | insurance company that is over and |
| New York | | shop for new insurance is by | | above its liabilities. Liabilities include |
| Shreveport | | comparing rates at InsWebs online | | almost all of its reserves. |
| Amarillo | | marketplace. If you do it the | | |
| Cookeville | | old-fashioned way (by calling or | | Net Retention: The amount of |
| Savannah | | visiting multiple agents or insurance | | insurance that a ceding company |
| Staten Island | | companies) it could take up a huge | | keeps for its own account and does |
| Muskegon | | chunk of your time, which no one | | not reinsure. |
| Sarasota | | wants or needs. By completing | | |
| Edison | | InsWebs online application, you will | | Partial Loss: A loss covered by an |
| Sterling Heights | | have rates to compare to your old | | insurance policy which does not |
| Houma | | ones within minutes! | | completely destroy or render |
| Kansas City | | | | worthless the insured property. |
| Brooklyn | | If you have noticed that your auto | | |
| Hampton | | insurance rates are still increasing | | Exclusion: A contractual provision that |
| Jonesboro | | with each renewal, or even have not | | denies coverage for certain perils, |
| Hollywood | | gone down even though you have a | | persons, property, or locations. |
| Bethlehem | | great driving record, this lower pricing | | |
| Jacksonville | | trend makes it more important then | | Fictitious Groups: Groups formed |
| Arlington | | ever that you shop around for auto | | primarily for the purpose of buying |
| Bloomington | | insurance. | | insurance. Under the law such groups |
| Vancouver | | | | may not be underwritten. |
