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| Silver Spring | | The best time to switch policies is | | Leasehold: An agreement which |
| Kingsport | | within one month of receiving your | | gives a person the right to use and |
| Killeen | | policy renewal from your current | | occupy property. |
| Walnut Creek | | insurer. You can typically cancel your | | |
| Springfield | | policy without any fees or penalties if | | Index Bureau Experience: A measure |
| Oakland | | you act within this time period. | | of losses relating to claims reported |
| Cleveland | | | | through a claim office during a |
| Henderson | | Make sure you have a new policy in | | 12-month period. |
| Mansfield | | place before you cancel your old one | | |
| Vancouver | | to avoid a lapse in coverage. This will | | Insolvent Insurer: An insurer which is |
| Ventura | | also prevent having to figure out the | | unable to meet its financial |
| Salt Lake City | | amount of any unused premium that is | | obligations. |
| Mesa | | due to you from your old insurance | | |
| Texarkana | | company, or having to spar with your | | Accident: An unplanned event, |
| Chesapeake | | agent about exactly when your policy | | unexpected and undesigned, which |
| Waterloo | | was cancelled and how much they | | occurs suddenly and at a definite |
| White Plains | | owe you. | | place. |
