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| Muncie | | Life insurance, specifically Term Life, | | Net Retention: The amount of |
| Rockford | | is arguably one of the best values in | | insurance that a ceding company |
| San Jose | | the entire financial services arena. | | keeps for its own account and does |
| Anaheim | | Where else can you go and get | | not reinsure. |
| Fullerton | | hundreds of thousands of dollars in | | |
| Albany | | protection for literally pennies per | | Tariff Rate: A rate established by a |
| Saginaw | | day? Rates for Term Life insurance | | rating organization, which comes from |
| Fort Myers | | remain at all-time lows, and now is the | | the tables, schedules and rules found |
| South Bend | | time to lock in the best prices. | | in the tariff of rates. |
