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| Chula Vista | | Make sure you have a new policy in | | Submitted Business: Applications for |
| Spartanburg | | place before you cancel your old one | | insurance submitted to an insurer but |
| Boston | | to avoid a lapse in coverage. This will | | not yet acted upon by it. |
| Columbia | | also prevent having to figure out the | | |
| Glendale | | amount of any unused premium that is | | Divided Cover: The placing of |
| Cincinnati | | due to you from your old insurance | | insurance on a given subject or |
| Midland | | company, or having to spar with your | | object with more than one insurer. |
| Minneapolis | | agent about exactly when your policy | | |
| Roanoke | | was cancelled and how much they | | Interline Endorsement: Commercial |
| Newark | | owe you. | | endorsements that apply, or could |
| Chula Vista | | | | apply, to more than one coverage |
| Rockville | | The best time to switch policies is | | part of a package policy. |
| Canton | | within one month of receiving your | | |
| Duluth | | policy renewal from your current | | Cash Flow Underwriting: The use of |
| Edison | | insurer. You can typically cancel your | | rating and premium collection |
| Aurora | | policy without any fees or penalties if | | techniques by insurance companies |
| Anderson | | you act within this time period. | | to maximize interest earnings on |
| Boulder | | | | premiums. |
| Ventura | | Everyone has different needs, and | | |
| Greeley | | not one size fits all when it comes to | | Insurance Policy: The printed form |
| Columbia | | term life insurance. While it may make | | which serves as the contract between |
| Lansing | | sense for people in their 30s and 40s | | an insurer and an insured. |
| Los Angeles | | to secure a 20-year term length, a | | |
| Santa Ana | | 10-year term might be more | | Producer: A term applied to an agent, |
| Chicago | | appropriate for someone nearing | | solicitor or other person who sells |
| Sarasota | | retirement. | | insurance. |
