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| Venice | | Make sure you have a new policy in | | Monoline Policy: Any insurance |
| Waco | | place before you cancel your old one | | coverage written as a single line |
| Newburgh | | to avoid a lapse in coverage. This will | | policy. Contrast with Multiple Line or |
| Norwalk | | also prevent having to figure out the | | Package policy. |
| Spring Hill | | amount of any unused premium that is | | |
| Cranston | | due to you from your old insurance | | Lapsed Policy: One which has been |
| Denver | | company, or having to spar with your | | allowed to expire because of |
| Bradenton | | agent about exactly when your policy | | nonpayment of premiums. |
| Oklahoma City | | was cancelled and how much they | | |
| Billings | | owe you. | | Liquidity: The ability of an insurer to |
| Joliet | | | | convert its assets into cash to pay |
| Winter Park | | Shopping around is the best way to | | claims if necessary. |
| Stamford | | save money on your insurance. | | |
| Glendale | | | | Provisions: Statements contained in |
| Fort Lauderdale | | The best time to switch policies is | | an insurance policy which explain the |
| Glendale | | within one month of receiving your | | benefits, conditions and other |
| Las Cruces | | policy renewal from your current | | features of the insurance contract. |
| Edison | | insurer. You can typically cancel your | | |
| Mobile | | policy without any fees or penalties if | | Premises: The particular location of |
| Green Bay | | you act within this time period. | | property or a portion thereof as |
| Cincinnati | | | | designated in a policy. |
| Decatur | | We offer quotes for auto insurance, | | |
| Amarillo | | life insurance, homeowners | | Public Adjuster: An insurance adjuster |
| Sioux City | | insurance, health insurance, term life | | who represents an insured on a fee |
| Johnstown | | insurance and more. | | basis in claims settlement. Contrast |
| Topeka | | | | with Independent Adjuster. |
| Huntsville | | If you have noticed that your auto | | |
| Cypress | | insurance rates are still increasing | | Buy-Back" Deductible: A deductible |
| Biloxi | | with each renewal, or even have not | | which may be eliminated for an |
| Austin | | gone down even though you have a | | additional premium in order to |
| Billings | | great driving record, this lower pricing | | provide "first-dollar" coverage. |
| St. Joseph | | trend makes it more important then | | |
| Yuma | | ever that you shop around for auto | | Gross Premium: The net premium |
| Dubuque | | insurance. | | plus operating expenses, |
| Albany | | | | commissions and other expenses. |
