| | | | |
|
| Alexandria | | Shopping around is the best way to | | Mandatory Valuation Reserve: A |
| Hemet | | save money on your insurance. | | reserve required by a state law to |
| Scottsdale | | | | offset any declines in the valuation of |
| Mobile | | While some companies raise their | | securities listed as admitted assets. |
| Santa Rosa | | prices based on your actual age, | | |
| Conroe | | most companies increase the price of | | National Auto Theft Bureau: An |
| Washington | | their policies six months before your | | organization engaged in the |
| Warwick | | birthday. Its a term called Age | | prevention and reduction of motor |
| Lancaster | | Nearest in the industry, and that | | vehicle fire and theft losses. |
| Manchester | | half-year price increase could really | | |
| Winter Haven | | add up over a 20-year term policy. As | | Basic Rate: The manual rate from |
| Bakersfield | | above, the quicker you purchase your | | which discounts are taken or to which |
| Green Bay | | policy the better. | | charges are added to reflect the |
| Sunnyvale | | | | individual circumstances of a risk. |
| Tucson | | The best time to switch policies is | | |
| Newburgh | | within one month of receiving your | | Loss Frequency: The number of times |
| Fort Lauderdale | | policy renewal from your current | | a loss occurs over a specific period |
| Lubbock | | insurer. You can typically cancel your | | of time. |
| Flint | | policy without any fees or penalties if | | |
| Pueblo | | you act within this time period. | | Agent's License: A certificate of |
| Tucson | | | | authority from the state which permits |
| Dayton | | Healthy people have the best | | the agent to conduct business. |
| Sunnyvale | | mortality risks and thus are much | | |
| Santa Rosa | | cheaper for companies to insure. This | | Partnership Entity: The partnership |
| Greensboro | | translates into lower rates for the | | considered as an entity and not in |
| Las Cruces | | Super Preferred customer than | | terms of its individual part-owners. |
| Columbia | | someone with higher risk factors such | | |
| Eugene | | as a heart condition, cancer or | | Preferred Risk: Any risk considered |
| New York | | diabetes. Conversely, if you were | | to be better than the standard risk on |
| San Antonio | | unhealthy when you acquired your | | which the premium rate was |
| Lafayette | | policy, and your health has now | | calculated. |
| Lakeland | | improved, it might be time to shop for | | |
| Dallas | | a new policy, as your rates are likely | | United States Aircraft Insurance |
| Phoenix | | to be lower. | | Group: A group of insurers providing |
| Davenport | | | | facilities for all forms of Aviation |
| Lawton | | | | Insurance. |
