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| San Francisco | | Individuals who have 30-year | | Criticism: A correction suggested by a |
| Santa Monica | | mortgages might want to consider a | | rating or auditing bureau to an insurer. |
| Dayton | | 30-year term to ensure that the house | | |
| Rockville | | is protected throughout the period of | | Provisional Rate: Tentative rates, |
| Coral Springs | | the loan. | | premiums or commissions that are |
| Boca Raton | | | | subject to subsequent adjustment. |
| Midland | | If you have noticed that your auto | | See Commission and Premium. |
| Staten Island | | insurance rates are still increasing | | |
| Myrtle Beach | | with each renewal, or even have not | | Losses Outstanding: A summary |
| Odessa | | gone down even though you have a | | statement prepared by Property, Life, |
| Fayetteville | | great driving record, this lower pricing | | and Liability insurers showing claims |
| Asheville | | trend makes it more important then | | not yet settled. |
| Hattiesburg | | ever that you shop around for auto | | |
| Savannah | | insurance. | | Flat Cancellation: A policy which is |
| Portland | | | | cancelled upon its effective date. |
| Council Bluffs | | Healthy people have the best | | Usually under a flat cancellation no |
| Redlands | | mortality risks and thus are much | | premium charge is made. |
| Evanston | | cheaper for companies to insure. This | | |
| Tuscaloosa | | translates into lower rates for the | | Indemnify: To restore the victim of a |
| Ventura | | Super Preferred customer than | | loss to the same position as before |
| Lakeland | | someone with higher risk factors such | | the loss occurred. |
| High Point | | as a heart condition, cancer or | | |
| Woodbridge | | diabetes. Conversely, if you were | | Insurance to Value: Insurance written |
| Honolulu | | unhealthy when you acquired your | | in an amount approximating the value |
| Pompano Beach | | policy, and your health has now | | of the property insured. |
| Tacoma | | improved, it might be time to shop for | | |
| Naperville | | a new policy, as your rates are likely | | Deficit Carried Forward: The transfer |
| Muskegon | | to be lower. | | of a debit balance from one |
| Jacksonville | | | | accounting period to another. |
| Owensboro | | We offer quotes for auto insurance, | | |
| Anaheim | | life insurance, homeowners | | Burning Ratio: The ratio of losses |
| Hot Springs | | insurance, health insurance, term life | | suffered to the amount of insurance in |
| Cambridge | | insurance and more. | | effect. |
