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| Flint | | Individuals who have 30-year | | Malicious Mischief: Similar to |
| Hampton | | mortgages might want to consider a | | vandalism. Purposely damaging the |
| Poughkeepsie | | 30-year term to ensure that the house | | rights or property of another. |
| Atlanta | | is protected throughout the period of | | |
| Fayetteville | | the loan. | | Deflation: An economic period |
| Albany | | | | characterized by falling prices, high |
| Alexandria | | Make sure you have a new policy in | | unemployment and a generally |
| Muskegon | | place before you cancel your old one | | sluggish or slow economy. |
| Canton | | to avoid a lapse in coverage. This will | | |
| Olympia | | also prevent having to figure out the | | New For Old: Replacing old |
| Newburgh | | amount of any unused premium that is | | damaged parts or equipment with |
| Arlington | | due to you from your old insurance | | new ones rather than repairing them. |
| Seattle | | company, or having to spar with your | | |
| Biloxi | | agent about exactly when your policy | | Accident Year Experience: Measures |
| Augusta | | was cancelled and how much they | | premiums and losses relating to |
| Birmingham | | owe you. | | accidents which occurred during a |
| Topeka | | | | 12-month period. |
| Cincinnati | | Shopping around is the best way to | | |
| Omaha | | save money on your insurance. | | Will Ride: Coverage that remains in |
| Aurora | | | | effect regardless of the geographical |
| Ocala | | Why not take advantage of current | | location in which a loss occurs. |
| Dallas | | low prices? Many auto insurance | | |
| Clinton Township | | consumers are becoming educated | | Insurance Policy: The printed form |
| Alexandria | | on other companies, plans, and rates | | which serves as the contract between |
| Evansville | | that are available to them; ones that | | an insurer and an insured. |
| Huntington Beach | | could afford them significant savings | | |
| St. Paul | | on their auto insurance. | | Losses Incurred: The total losses, |
| Lubbock | | | | whether paid or not, sustained by an |
| Washington | | The quickest and easiest way to | | insurer during a given period, e.g., 12 |
| Biloxi | | shop for new insurance is by | | months. |
| Oxnard | | comparing rates at InsWebs online | | |
| Columbia | | marketplace. If you do it the | | Valuation Clause: A clause stating the |
| Corpus Christi | | old-fashioned way (by calling or | | value of items for insurance |
| Palm Desert | | visiting multiple agents or insurance | | purposes, making it a valued policy. |
| Florence | | companies) it could take up a huge | | |
| Panama City | | chunk of your time, which no one | | |
| Whittier | | wants or needs. By completing | | |
| Alameda | | InsWebs online application, you will | | |
| Myrtle Beach | | have rates to compare to your old | | |
| Fresno | | ones within minutes! | | |
