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| Staten Island | | Shopping around is the best way to | | Gross Line: The total limit accepted |
| Chattanooga | | save money on your insurance. | | by an insurer on an individual risk, |
| San Antonio | | | | including the amount to be reinsured. |
| North Hollywood | | Individuals who have 30-year | | |
| Columbia | | mortgages might want to consider a | | Amendment: A formal document |
| Tulsa | | 30-year term to ensure that the house | | which corrects or revises an |
| Arlington | | is protected throughout the period of | | insurance master policy. |
| Sunnyvale | | the loan. | | |
| Metairie | | | | Single Limit: Any insurance coverage |
| Bayside | | The best time to switch policies is | | which is expressed as a single |
| Longview | | within one month of receiving your | | amount of insurance, or a single limit |
| Lubbock | | policy renewal from your current | | of liability. Contrast with Split Limit. |
| Metairie | | insurer. You can typically cancel your | | |
| San Diego | | policy without any fees or penalties if | | Approved Roof: A term used in |
| Dearborn | | you act within this time period. | | building construction. It indicates a |
| Naperville | | | | roof made of fire-resistive materials, |
| Allentown | | The quickest and easiest way to | | such as tile or asphalt shingles. |
| Little Rock | | shop for new insurance is by | | |
| White Plains | | comparing rates at InsWebs online | | Cut Rate: This term generally applies |
| Clinton Township | | marketplace. If you do it the | | to insurance companies who charge |
| Peoria | | old-fashioned way (by calling or | | premiums below a normal or average |
| Athens | | visiting multiple agents or insurance | | rate. |
| Manchester | | companies) it could take up a huge | | |
| Yuma | | chunk of your time, which no one | | Monoline Policy: Any insurance |
| Bloomington | | wants or needs. By completing | | coverage written as a single line |
| Long Island City | | InsWebs online application, you will | | policy. Contrast with Multiple Line or |
| Arlington | | have rates to compare to your old | | Package policy. |
| Oakland | | ones within minutes! | | |
| Chula Vista | | | | Underinsurance: A condition in which |
| Staten Island | | At InsWeb, you can compare free | | not enough insurance is carried to |
| Franklin | | online insurance quotes from many of | | cover the insurable value. |
| Columbus | | the nations leading insurance | | |
| Miami | | companies. | | Criticism: A correction suggested by a |
| Alameda | | | | rating or auditing bureau to an insurer. |
