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| Franklin | | We offer quotes for auto insurance, | | Policy Anniversary: The anniversary |
| Bayside | | life insurance, homeowners | | of the date of issue of a policy as |
| Kalamazoo | | insurance, health insurance, term life | | shown in the policy declarations. |
| Boston | | insurance and more. | | |
| Harrisburg | | | | Agency Company: An insurance |
| Goldsboro | | While some companies raise their | | company that produces business |
| Scottsdale | | prices based on your actual age, | | through an agency network. Contrast |
| Portsmouth | | most companies increase the price of | | with Direct Writer. |
| Lake Worth | | their policies six months before your | | |
| Chesapeake | | birthday. Its a term called Age | | Short-Term Policy: A policy written for |
| Virginia Beach | | Nearest in the industry, and that | | a period of less time than is normal for |
| Asheville | | half-year price increase could really | | that type of policy. |
| Clinton Township | | add up over a 20-year term policy. As | | |
| Decatur | | above, the quicker you purchase your | | Provisional Rate: Tentative rates, |
| New Orleans | | policy the better. | | premiums or commissions that are |
| New Orleans | | | | subject to subsequent adjustment. |
| Shreveport | | Why not take advantage of current | | See Commission and Premium. |
| Westbury | | low prices? Many auto insurance | | |
| Littleton | | consumers are becoming educated | | Multi-Peril Policies: Policies which |
| Torrance | | on other companies, plans, and rates | | cover a number of perils, such as fire, |
| Reading | | that are available to them; ones that | | burglary, and liability, in a single |
| Allentown | | could afford them significant savings | | contract. |
| Cookeville | | on their auto insurance. | | |
| Greenville | | | | Dual Life Stock Company: A stock |
| Cranston | | At InsWeb, you can compare free | | Life insurer issuing both participating |
| Evanston | | online insurance quotes from many of | | and nonparticipating policy contracts. |
| Houston | | the nations leading insurance | | |
| Amarillo | | companies. | | License: A certification of authority for |
| Anderson | | | | an agent or insurer to operate, given |
| Asheville | | Life insurance, specifically Term Life, | | by the appropriate jurisdiction. |
| Columbia | | is arguably one of the best values in | | |
| Littleton | | the entire financial services arena. | | Paid-In Surplus: Surplus paid in by |
| Greenville | | Where else can you go and get | | stockholders, as contrasted with |
| Los Angeles | | hundreds of thousands of dollars in | | surplus earned through the |
| Livonia | | protection for literally pennies per | | operations of a business. |
| Slidell | | day? Rates for Term Life insurance | | |
| Fort Worth | | remain at all-time lows, and now is the | | |
| Las Cruces | | time to lock in the best prices. | | |