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| Dubuque | | People who are trying to quit | | Policywriting Agent: An agent who has |
| Westbury | | smoking, for example, might be best | | the authority to prepare and effect an |
| Stockton | | suited purchasing a shorter term (and | | insurer's policy. |
| Jackson | | then replacing it with a longer term | | |
| Gaithersburg | | policy when they qualify for | | Partnership: A business enterprise |
| Muncie | | non-tobacco prices). | | owned and operated by two or more |
| San Jose | | | | persons for the purpose of generating |
| Warwick | | If you decide to cancel your policy | | business income and profits. |
| Tuscaloosa | | (after acquiring new coverage) | | |
| Columbus | | outside of the 30-day period, you may | | Adjustment Bureau: A firm organized |
| Rockville | | have to pay a fee or penalty. | | to provide adjustment services to |
| Davenport | | However, you may still save money | | insurers not wishing to create their |
| Arlington | | after paying the fee if your new policy | | own claims division. |
| Yonkers | | affords you significant savings. So | | |
| Minneapolis | | while it is best to wait until your | | Renewal: The reestablishment of the |
| Cranston | | receive your renewal notice, you CAN | | in-force status of a policy, the term of |
| Glendale | | cancel your policy at any time. | | which has expired or will expire |
| Malden | | | | unless it is renewed. |
| Racine | | The best time to switch policies is | | |
| Santa Monica | | within one month of receiving your | | Brokerage Business: Business |
| Boca Raton | | policy renewal from your current | | offered to an insurer by a broker. This |
| West Chester | | insurer. You can typically cancel your | | is sometimes called excess or |
| Little Rock | | policy without any fees or penalties if | | surplus business. |
| Redlands | | you act within this time period. | | |
| Des Moines | | | | Inspection: Independent checking on |
| Olympia | | At InsWeb, you can compare free | | facts about an applicant, |
| Tyler | | online insurance quotes from many of | | policyholder, or claimant, usually by a |
| Springfield | | the nations leading insurance | | commercial inspection agency. |
| Des Moines | | companies. | | |
| Plano | | | | FICA. Federal Insurance Contributions |
| Newburgh | | Individuals who have 30-year | | Act: A law imposing a payroll tax to |
| Franklin | | mortgages might want to consider a | | assist in funding Social Security |
| Greensboro | | 30-year term to ensure that the house | | benefits. |
| Bellevue | | is protected throughout the period of | | |
| Fort Lauderdale | | the loan. | | |
