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| Bradenton | | Individuals who have 30-year | | Index Bureau Experience: A measure |
| Hollywood | | mortgages might want to consider a | | of losses relating to claims reported |
| Lima | | 30-year term to ensure that the house | | through a claim office during a |
| Stuart | | is protected throughout the period of | | 12-month period. |
| Zanesville | | the loan. | | |
| Johnson City | | | | Convention Values: Values assigned |
| Hartford | | Healthy people have the best | | to insurers' assets in the convention |
| Torrance | | mortality risks and thus are much | | blank. |
| Nashua | | cheaper for companies to insure. This | | |
| Franklin | | translates into lower rates for the | | Loss Adjustment Expense: The cost |
| Boise | | Super Preferred customer than | | of adjusting losses, excluding the |
| Amarillo | | someone with higher risk factors such | | amount of the loss itself. |
| Scottsdale | | as a heart condition, cancer or | | |
| Atlanta | | diabetes. Conversely, if you were | | Amendment: A formal document |
| Cookeville | | unhealthy when you acquired your | | which corrects or revises an |
| Slidell | | policy, and your health has now | | insurance master policy. |
| Hampton | | improved, it might be time to shop for | | |
| Milwaukee | | a new policy, as your rates are likely | | Losses Outstanding: A summary |
| Hemet | | to be lower. | | statement prepared by Property, Life, |
| Sarasota | | | | and Liability insurers showing claims |
| Santa Barbara | | The best time to switch policies is | | not yet settled. |
| Cranston | | within one month of receiving your | | |
| Rochester | | policy renewal from your current | | Shock Loss: A catastrophic loss so |
| Springfield | | insurer. You can typically cancel your | | large that it has a material effect on |
| Syracuse | | policy without any fees or penalties if | | the underwriting results of a company. |
| Cranston | | you act within this time period. | | |
| Cypress | | | | Loss Frequency: The number of times |
| Johnson City | | Life insurance, specifically Term Life, | | a loss occurs over a specific period |
| Buffalo | | is arguably one of the best values in | | of time. |
| Reading | | the entire financial services arena. | | |
| Columbus | | Where else can you go and get | | Coding: A method of putting |
| Edmond | | hundreds of thousands of dollars in | | information into a numerical form for |
| Naples | | protection for literally pennies per | | statistical use. Most information on |
| Dayton | | day? Rates for Term Life insurance | | policies is coded and then put into |
| Union | | remain at all-time lows, and now is the | | reports. |
| Syracuse | | time to lock in the best prices. | | |
