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| Littleton | | Make sure you have a new policy in | | Other Insurance: The existence of |
| Beaumont | | place before you cancel your old one | | other contracts covering the same |
| Wichita Falls | | to avoid a lapse in coverage. This will | | interest and perils. |
| Hattiesburg | | also prevent having to figure out the | | |
| Daytona Beach | | amount of any unused premium that is | | Policy Anniversary: The anniversary |
| Owensboro | | due to you from your old insurance | | of the date of issue of a policy as |
| Anchorage | | company, or having to spar with your | | shown in the policy declarations. |
| Rochester | | agent about exactly when your policy | | |
| Fort Smith | | was cancelled and how much they | | Deficit Carried Forward: The transfer |
| Shreveport | | owe you. | | of a debit balance from one |
| Jonesboro | | | | accounting period to another. |
| Augusta | | We offer quotes for auto insurance, | | |
| Amarillo | | life insurance, homeowners | | Lapsed Policy: One which has been |
| Los Angeles | | insurance, health insurance, term life | | allowed to expire because of |
| Modesto | | insurance and more. | | nonpayment of premiums. |