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| Racine | | At InsWeb, you can compare free | | Accidental Bodily Injury: An injury |
| Ogden | | online insurance quotes from many of | | sustained accidentally. Only the result |
| San Francisco | | the nations leading insurance | | need be accidental. Contrast with |
| Harlingen | | companies. | | Accidental Means. |
| Owensboro | | | | |
| Fort Smith | | Make sure you have a new policy in | | Insurance Examiner: The |
| Sacramento | | place before you cancel your old one | | representative of a state insurance |
| Toledo | | to avoid a lapse in coverage. This will | | department assigned to participate in |
| Cranston | | also prevent having to figure out the | | the official audit and examination of |
| Conroe | | amount of any unused premium that is | | an insurer. |
| Downey | | due to you from your old insurance | | |
| Orlando | | company, or having to spar with your | | Agent's License: A certificate of |
| San Jose | | agent about exactly when your policy | | authority from the state which permits |
| Louisville | | was cancelled and how much they | | the agent to conduct business. |
| Sioux City | | owe you. | | |
| Clinton Township | | | | Claim Report: A report filed by an |
| Hickory | | The quickest and easiest way to | | agent setting forth the facts of a claim. |
| Norwalk | | shop for new insurance is by | | Same as Loss Report. |
| Sarasota | | comparing rates at InsWebs online | | |
| Durham | | marketplace. If you do it the | | Dual Life Stock Company: A stock |
| York | | old-fashioned way (by calling or | | Life insurer issuing both participating |
| Texarkana | | visiting multiple agents or insurance | | and nonparticipating policy contracts. |
| Warwick | | companies) it could take up a huge | | |
| Staten Island | | chunk of your time, which no one | | Accident: An unplanned event, |
| Scranton | | wants or needs. By completing | | unexpected and undesigned, which |
| Orange | | InsWebs online application, you will | | occurs suddenly and at a definite |
| Stamford | | have rates to compare to your old | | place. |
| Sacramento | | ones within minutes! | | |
| Houston | | | | Inspection: Independent checking on |
| Marietta | | Individuals who have 30-year | | facts about an applicant, |
| Owensboro | | mortgages might want to consider a | | policyholder, or claimant, usually by a |
| Yonkers | | 30-year term to ensure that the house | | commercial inspection agency. |
| Riverside | | is protected throughout the period of | | |
| Salem | | the loan. | | Substandard Risk: A risk not |
| Biloxi | | | | measuring up to underwriting |
| Newport Beach | | | | standards. It may still be written but |
| Anaheim | | | | usually at a surcharged premium. |
