| | | | |
|
| Yonkers | | If you have noticed that your auto | | Broker-Agent: One acting as an agent |
| Las Vegas | | insurance rates are still increasing | | of one or more insurers and as a |
| Bloomington | | with each renewal, or even have not | | broker in dealing with one or more |
| Texarkana | | gone down even though you have a | | other insurers. |
| Jacksonville | | great driving record, this lower pricing | | |
| Salem | | trend makes it more important then | | Single Limit: Any insurance coverage |
| Charlotte | | ever that you shop around for auto | | which is expressed as a single |
| El Paso | | insurance. | | amount of insurance, or a single limit |
| Columbia | | | | of liability. Contrast with Split Limit. |
| Kalamazoo | | People who are trying to quit | | |
| Toledo | | smoking, for example, might be best | | You/Your: These words are used to |
| Oklahoma City | | suited purchasing a shorter term (and | | refer to the named insured in many of |
| Fort Myers | | then replacing it with a longer term | | the modernized/personalized policy |
| Kansas City | | policy when they qualify for | | forms. |
| Bradenton | | non-tobacco prices). | | |
| Akron | | | | Premium Notice: A form notice from |
| Santa Clara | | Individuals who have 30-year | | an insurer or agency to a policy |
| Chula Vista | | mortgages might want to consider a | | owner that a premium will be due on a |
| Johnson City | | 30-year term to ensure that the house | | given date. |
| Whittier | | is protected throughout the period of | | |
| Newport Beach | | the loan. | | Lloyd's Broker: A person who has the |
| Anaheim | | | | authority to negotiate insurance |
| Redlands | | Why not take advantage of current | | contracts with the underwriters on the |
| Boynton Beach | | low prices? Many auto insurance | | floor at Lloyd's. |
| Chandler | | consumers are becoming educated | | |
| Newburgh | | on other companies, plans, and rates | | Captive Agent: One who sells |
| Seattle | | that are available to them; ones that | | insurance for only one company as |
| Schaumburg | | could afford them significant savings | | opposed to an agent who represents |
| Greensboro | | on their auto insurance. | | several companies. |
