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| Vineland | | Shopping around is the best way to | | Domestic Insurer (or Company): An |
| Louisville | | save money on your insurance. | | insurer formed under the laws of the |
| Augusta | | | | state in which the insurance is written. |
| Cookeville | | Healthy people have the best | | |
| Cleveland | | mortality risks and thus are much | | Accident: An unplanned event, |
| Fort Myers | | cheaper for companies to insure. This | | unexpected and undesigned, which |
| Chattanooga | | translates into lower rates for the | | occurs suddenly and at a definite |
| Clarksville | | Super Preferred customer than | | place. |
| Arlington | | someone with higher risk factors such | | |
| Washington | | as a heart condition, cancer or | | Appraisal: An evaluation of property |
| Williamsport | | diabetes. Conversely, if you were | | made to ascertain either the |
| Pittsburgh | | unhealthy when you acquired your | | appropriate amount of insurance to |
| Marietta | | policy, and your health has now | | be written or the amount of loss to be |
| Vineland | | improved, it might be time to shop for | | paid. |
| Burbank | | a new policy, as your rates are likely | | |
| Santa Ana | | to be lower. | | Agency: An insurance sales office |
| Boston | | | | which is directed by a agent, |
| Shreveport | | The best time to switch policies is | | manager, independent agent, or |
| Boulder | | within one month of receiving your | | company manager. |
| Indianapolis | | policy renewal from your current | | |
| Lincoln | | insurer. You can typically cancel your | | Malicious Mischief: Similar to |
| Chattanooga | | policy without any fees or penalties if | | vandalism. Purposely damaging the |
| Sacramento | | you act within this time period. | | rights or property of another. |
