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| Lafayette | | People who are trying to quit | | Leasehold: An agreement which |
| Wilmington | | smoking, for example, might be best | | gives a person the right to use and |
| Flint | | suited purchasing a shorter term (and | | occupy property. |
| Elkhart | | then replacing it with a longer term | | |
| Columbus | | policy when they qualify for | | You/Your: These words are used to |
| Sioux Falls | | non-tobacco prices). | | refer to the named insured in many of |
| Sunnyvale | | | | the modernized/personalized policy |
| Trenton | | We offer quotes for auto insurance, | | forms. |
| Springfield | | life insurance, homeowners | | |
| Brooklyn | | insurance, health insurance, term life | | Loss Adjustment Expense: The cost |
| Milwaukee | | insurance and more. | | of adjusting losses, excluding the |
| Tallahassee | | | | amount of the loss itself. |
| Topeka | | Make sure you have a new policy in | | |
| Dayton | | place before you cancel your old one | | Foreign Insurer: An insurer domiciled |
| Lakewood | | to avoid a lapse in coverage. This will | | in a state of the United States other |
| Richmond | | also prevent having to figure out the | | than the one in which the insured's |
| Franklin | | amount of any unused premium that is | | insurance is written. |
| Toledo | | due to you from your old insurance | | |
| Burbank | | company, or having to spar with your | | Brokerage Business: Business |
| Alpharetta | | agent about exactly when your policy | | offered to an insurer by a broker. This |
| Eugene | | was cancelled and how much they | | is sometimes called excess or |
| Boise | | owe you. | | surplus business. |
