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| Vancouver | | Shopping around is the best way to | | Tickler: A reminder system used to |
| Amarillo | | save money on your insurance. | | call an individual's attention to actions |
| Huntsville | | | | that must be taken at a future point in |
| Canton | | If you have noticed that your auto | | time. |
| Sterling Heights | | insurance rates are still increasing | | |
| Independence | | with each renewal, or even have not | | Director of Insurance: A title used in |
| Myrtle Beach | | gone down even though you have a | | some states for the head of the |
| Sarasota | | great driving record, this lower pricing | | department of insurance. |
| Albany | | trend makes it more important then | | |
| Cedar Rapids | | ever that you shop around for auto | | Liquidity: The ability of an insurer to |
| Hattiesburg | | insurance. | | convert its assets into cash to pay |
| Pompano Beach | | | | claims if necessary. |
| Harrisburg | | The quickest and easiest way to | | |
| Livonia | | shop for new insurance is by | | Society of Insurance Research: An |
| Roanoke | | comparing rates at InsWebs online | | organization which encourages |
| Fremont | | marketplace. If you do it the | | insurance research and promotes the |
| Philadelphia | | old-fashioned way (by calling or | | exchange of ideas and methods of |
| Cincinnati | | visiting multiple agents or insurance | | research. |
| Portland | | companies) it could take up a huge | | |
| Lubbock | | chunk of your time, which no one | | Lloyd's Broker: A person who has the |
| Corona | | wants or needs. By completing | | authority to negotiate insurance |
| Memphis | | InsWebs online application, you will | | contracts with the underwriters on the |
| Salem | | have rates to compare to your old | | floor at Lloyd's. |
| Hollywood | | ones within minutes! | | |
| Colorado Springs | | | | Collusion: An agreement, usually |
| Nashville | | While some companies raise their | | secret, between two or more persons |
| Chicago | | prices based on your actual age, | | to defraud or deprive another or |
| Hot Springs | | most companies increase the price of | | others of their property or rights. |
| Alameda | | their policies six months before your | | |
| Lake Charles | | birthday. Its a term called Age | | Premises: The particular location of |
| Longwood | | Nearest in the industry, and that | | property or a portion thereof as |
| Daytona Beach | | half-year price increase could really | | designated in a policy. |
| Virginia Beach | | add up over a 20-year term policy. As | | |
| Springfield | | above, the quicker you purchase your | | Amendment: A formal document |
| Savannah | | policy the better. | | which corrects or revises an |
| Amarillo | | | | insurance master policy. |