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| Escondido | | Shopping around is the best way to | | Insolvent Insurer: An insurer which is |
| Council Bluffs | | save money on your insurance. | | unable to meet its financial |
| Columbia | | | | obligations. |
| Providence | | At InsWeb, you can compare free | | |
| Columbia | | online insurance quotes from many of | | Net Loss: The amount of loss |
| Springfield | | the nations leading insurance | | sustained by an insurer after giving |
| Yonkers | | companies. | | effect to all applicable reinsurance, |
| Boise | | | | salvage, and subrogation recoveries. |
| Scranton | | Life insurance, specifically Term Life, | | |
| Johnstown | | is arguably one of the best values in | | Fictitious Groups: Groups formed |
| Winter Park | | the entire financial services arena. | | primarily for the purpose of buying |
| Flint | | Where else can you go and get | | insurance. Under the law such groups |
| Anderson | | hundreds of thousands of dollars in | | may not be underwritten. |
| Albany | | protection for literally pennies per | | |
| Portland | | day? Rates for Term Life insurance | | Agent's License: A certificate of |
| Bakersfield | | remain at all-time lows, and now is the | | authority from the state which permits |
| Henderson | | time to lock in the best prices. | | the agent to conduct business. |