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| Winter Park | | The quickest and easiest way to | | Substandard Risk: A risk not |
| Greensboro | | shop for new insurance is by | | measuring up to underwriting |
| Panama City | | comparing rates at InsWebs online | | standards. It may still be written but |
| Costa Mesa | | marketplace. If you do it the | | usually at a surcharged premium. |
| Glendale | | old-fashioned way (by calling or | | |
| Orlando | | visiting multiple agents or insurance | | Society of Insurance Research: An |
| Scottsdale | | companies) it could take up a huge | | organization which encourages |
| Beaumont | | chunk of your time, which no one | | insurance research and promotes the |
| San Francisco | | wants or needs. By completing | | exchange of ideas and methods of |
| Fairfax | | InsWebs online application, you will | | research. |
| Quincy | | have rates to compare to your old | | |
| Sioux Falls | | ones within minutes! | | Amendment: A formal document |
| Tuscaloosa | | | | which corrects or revises an |
| Quincy | | Shopping around is the best way to | | insurance master policy. |
| Olympia | | save money on your insurance. | | |
| Decatur | | | | Liquidity: The ability of an insurer to |
| Columbus | | Everyone has different needs, and | | convert its assets into cash to pay |
| Grand Prairie | | not one size fits all when it comes to | | claims if necessary. |
| Hampton | | term life insurance. While it may make | | |
| Albuquerque | | sense for people in their 30s and 40s | | Commercial Lines: This term is used |
| Johnson City | | to secure a 20-year term length, a | | to refer to insurance for businesses, |
| Troy | | 10-year term might be more | | professionals, and commercial |
| Baltimore | | appropriate for someone nearing | | establishments. |
| Durham | | retirement. | | |
| Columbus | | | | Valued: Relating to an agreement by |
| Mansfield | | Life insurance, specifically Term Life, | | an insurer to pay a specified amount |
| Fayetteville | | is arguably one of the best values in | | of money to or on behalf of the |
| Muncie | | the entire financial services arena. | | insured upon occurrence of a defined |
| Syracuse | | Where else can you go and get | | loss. |
| Boise | | hundreds of thousands of dollars in | | |
| Berkeley | | protection for literally pennies per | | Theory of Probability: The |
| Evanston | | day? Rates for Term Life insurance | | mathematical principle upon which |
| Glendale | | remain at all-time lows, and now is the | | insurance is based. |
| Bay City | | time to lock in the best prices. | | |
