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| Pittsburgh | | The best time to switch policies is | | Short-Term Policy: A policy written for |
| Scranton | | within one month of receiving your | | a period of less time than is normal for |
| Sioux Falls | | policy renewal from your current | | that type of policy. |
| Peoria | | insurer. You can typically cancel your | | |
| Jacksonville | | policy without any fees or penalties if | | Borderline Risk: An insurance |
| Palo Alto | | you act within this time period. | | prospect of doubtful quality from an |
| Pembroke Pines | | | | underwriting point of view. |
| New Port Richey | | If you have noticed that your auto | | |
| Santa Barbara | | insurance rates are still increasing | | Interline Endorsement: Commercial |
| Sioux City | | with each renewal, or even have not | | endorsements that apply, or could |
| Stockbridge | | gone down even though you have a | | apply, to more than one coverage |
| Columbia | | great driving record, this lower pricing | | part of a package policy. |
| Clarksville | | trend makes it more important then | | |
| Gaithersburg | | ever that you shop around for auto | | Insolvent Insurer: An insurer which is |
| Newport News | | insurance. | | unable to meet its financial |
| Fall River | | | | obligations. |
| Corona | | We offer quotes for auto insurance, | | |
| Akron | | life insurance, homeowners | | Tariff Rate: A rate established by a |
| Los Angeles | | insurance, health insurance, term life | | rating organization, which comes from |
| Johnson City | | insurance and more. | | the tables, schedules and rules found |
| Yuma | | | | in the tariff of rates. |
| San Jose | | While some companies raise their | | |
| Fullerton | | prices based on your actual age, | | Retail Credit Company: The former |
| Pompano Beach | | most companies increase the price of | | name of Equifax, a credit reporting |
| Worcester | | their policies six months before your | | organization. See Equifax. |
| Cypress | | birthday. Its a term called Age | | |
| Saginaw | | Nearest in the industry, and that | | Losses Outstanding: A summary |
| Boynton Beach | | half-year price increase could really | | statement prepared by Property, Life, |
| Aurora | | add up over a 20-year term policy. As | | and Liability insurers showing claims |
| North Hollywood | | above, the quicker you purchase your | | not yet settled. |
| Venice | | policy the better. | | |
| Orlando | | | | Admitted (or Allowed) Assets: Assets |
| Newark | | Healthy people have the best | | whose values are permitted by state |
| Livonia | | mortality risks and thus are much | | law to be included in the annual |
| Springfield | | cheaper for companies to insure. This | | statement of the insurer. |
| Nashua | | translates into lower rates for the | | |
| Rockford | | Super Preferred customer than | | |
| Modesto | | someone with higher risk factors such | | |
| Miami | | as a heart condition, cancer or | | |
| Jacksonville | | diabetes. Conversely, if you were | | |
| Lima | | unhealthy when you acquired your | | |
| Macon | | policy, and your health has now | | |
| St. Paul | | improved, it might be time to shop for | | |
| Muncie | | a new policy, as your rates are likely | | |
| Kingsport | | to be lower. | | |
