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| Erie | | While some companies raise their | | Exclusion: A contractual provision that |
| Pueblo | | prices based on your actual age, | | denies coverage for certain perils, |
| Yonkers | | most companies increase the price of | | persons, property, or locations. |
| Fayetteville | | their policies six months before your | | |
| Harrisburg | | birthday. Its a term called Age | | Producer: A term applied to an agent, |
| New Port Richey | | Nearest in the industry, and that | | solicitor or other person who sells |
| Delray Beach | | half-year price increase could really | | insurance. |
| Edmond | | add up over a 20-year term policy. As | | |
| Oakland | | above, the quicker you purchase your | | Sole Proprietorship: A business |
| Cypress | | policy the better. | | enterprise owned by one person who |
| Santa Barbara | | | | is its manager and employee. |
| Rochester | | Shopping around is the best way to | | |
| Carlsbad | | save money on your insurance. | | New For Old: Replacing old |
| Pasadena | | | | damaged parts or equipment with |
| Kingsport | | The best time to switch policies is | | new ones rather than repairing them. |
| Brooklyn | | within one month of receiving your | | |
| Shreveport | | policy renewal from your current | | Indemnify: To restore the victim of a |
| Bloomington | | insurer. You can typically cancel your | | loss to the same position as before |
| Durham | | policy without any fees or penalties if | | the loss occurred. |
| Tempe | | you act within this time period. | | |
| Fullerton | | | | Countersignature: The signature of a |
| Henderson | | Individuals who have 30-year | | licensed agent or representative on a |
| Irving | | mortgages might want to consider a | | policy. |
| Walnut Creek | | 30-year term to ensure that the house | | |
| Orange Park | | is protected throughout the period of | | Standard Industry Code (SIC): This is |
| Olympia | | the loan. | | a coding system which assigns |
| Wichita | | | | separate codes for different types of |
| Schenectady | | Life insurance, specifically Term Life, | | industries. |
| Walnut Creek | | is arguably one of the best values in | | |
| Alpharetta | | the entire financial services arena. | | Deflation: An economic period |
| Warwick | | Where else can you go and get | | characterized by falling prices, high |
| Honolulu | | hundreds of thousands of dollars in | | unemployment and a generally |
| Hickory | | protection for literally pennies per | | sluggish or slow economy. |
| Chula Vista | | day? Rates for Term Life insurance | | |
| Marietta | | remain at all-time lows, and now is the | | |
| Vineland | | time to lock in the best prices. | | |
