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| Austin | | Individuals who have 30-year | | Domestic Insurer (or Company): An |
| Biloxi | | mortgages might want to consider a | | insurer formed under the laws of the |
| Atlanta | | 30-year term to ensure that the house | | state in which the insurance is written. |
| York | | is protected throughout the period of | | |
| Davenport | | the loan. | | Convention Values: Values assigned |
| Jonesboro | | | | to insurers' assets in the convention |
| Jackson | | Shopping around is the best way to | | blank. |
| High Point | | save money on your insurance. | | |
| Trenton | | | | Earned Income: The money |
| Orange Park | | At InsWeb, you can compare free | | individuals earn as a result of working |
| Santa Ana | | online insurance quotes from many of | | at some job or occupation for which |
| Kansas City | | the nations leading insurance | | they are paid a salary. |
| Corpus Christi | | companies. | | |
| Columbia | | | | Lloyd's Broker: A person who has the |
| Fairfax | | Make sure you have a new policy in | | authority to negotiate insurance |
| Savannah | | place before you cancel your old one | | contracts with the underwriters on the |
| Little Rock | | to avoid a lapse in coverage. This will | | floor at Lloyd's. |
| Dearborn | | also prevent having to figure out the | | |
| Dayton | | amount of any unused premium that is | | Book Value: Refers to the value of |
| Yonkers | | due to you from your old insurance | | assets as shown in the official |
| Waco | | company, or having to spar with your | | accounting records of the company. |
| Scottsdale | | agent about exactly when your policy | | |
| Tyler | | was cancelled and how much they | | Independent Contractor: One who |
| Plano | | owe you. | | agrees to perform according to a |
| Wichita Falls | | | | contract and who is not an employee. |
| Chicago | | People who are trying to quit | | |
| Flint | | smoking, for example, might be best | | Retrospective Premium: The final |
| Jackson | | suited purchasing a shorter term (and | | premium in a retrospective rating |
| Des Moines | | then replacing it with a longer term | | plan. See Retrospective Rating. |
| Jersey City | | policy when they qualify for | | |
| Sacramento | | non-tobacco prices). | | Partnership Entity: The partnership |
| Boise | | | | considered as an entity and not in |
| Los Angeles | | Life insurance, specifically Term Life, | | terms of its individual part-owners. |
| Lawton | | is arguably one of the best values in | | |
| Charleston | | the entire financial services arena. | | |
| Jackson | | Where else can you go and get | | |
| Boulder | | hundreds of thousands of dollars in | | |
| San Bernardino | | protection for literally pennies per | | |
| Tulsa | | day? Rates for Term Life insurance | | |
| Cleveland | | remain at all-time lows, and now is the | | |
| Lincoln | | time to lock in the best prices. | | |
