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| Chandler | | Life insurance, specifically Term Life, | | Other Insurance: The existence of |
| Fort Worth | | is arguably one of the best values in | | other contracts covering the same |
| Westbury | | the entire financial services arena. | | interest and perils. |
| Bronx | | Where else can you go and get | | |
| Norwalk | | hundreds of thousands of dollars in | | Policy Period (or Term): The period |
| Sarasota | | protection for literally pennies per | | during which the policy contract |
| Lansing | | day? Rates for Term Life insurance | | affords protection, e.g., six months or |
| North Hollywood | | remain at all-time lows, and now is the | | one or three years. |
| Longmont | | time to lock in the best prices. | | |
| Belleville | | | | Book Value: Refers to the value of |
| Nashville | | Why not take advantage of current | | assets as shown in the official |
| Reading | | low prices? Many auto insurance | | accounting records of the company. |
| Santa Ana | | consumers are becoming educated | | |
| Decatur | | on other companies, plans, and rates | | Malicious Mischief: Similar to |
| Burbank | | that are available to them; ones that | | vandalism. Purposely damaging the |
| San Antonio | | could afford them significant savings | | rights or property of another. |
| Roanoke | | on their auto insurance. | | |
| Walnut Creek | | | | You/Your: These words are used to |
| Manchester | | Everyone has different needs, and | | refer to the named insured in many of |
| Garland | | not one size fits all when it comes to | | the modernized/personalized policy |
| Killeen | | term life insurance. While it may make | | forms. |
| Myrtle Beach | | sense for people in their 30s and 40s | | |
| Pompano Beach | | to secure a 20-year term length, a | | Capital Sum: The maximum lump sum |
| Vineland | | 10-year term might be more | | payable in the event of accidental |
| Poughkeepsie | | appropriate for someone nearing | | death or dismemberment. |
| Toledo | | retirement. | | |
| Waterloo | | | | Fictitious Groups: Groups formed |
| Tampa | | If you decide to cancel your policy | | primarily for the purpose of buying |
| Vero Beach | | (after acquiring new coverage) | | insurance. Under the law such groups |
| Jackson | | outside of the 30-day period, you may | | may not be underwritten. |
| Columbia | | have to pay a fee or penalty. | | |
| Costa Mesa | | However, you may still save money | | Retail Credit Company: The former |
| Brooklyn | | after paying the fee if your new policy | | name of Equifax, a credit reporting |
| Wichita Falls | | affords you significant savings. So | | organization. See Equifax. |
| Huntington | | while it is best to wait until your | | |
| Muncie | | receive your renewal notice, you CAN | | |
| Conroe | | cancel your policy at any time. | | |
