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| South Bend | | Make sure you have a new policy in | | Not Taken: Policies applied for and |
| Huntington | | place before you cancel your old one | | issued but rejected by the proposed |
| Henderson | | to avoid a lapse in coverage. This will | | owner and not paid for. |
| West Palm Beach | | also prevent having to figure out the | | |
| Saginaw | | amount of any unused premium that is | | Notice To Company: Written notice to |
| Naperville | | due to you from your old insurance | | an insurer of the occurrence of an |
| Waco | | company, or having to spar with your | | event which a claim is to be based. |
| Grand Prairie | | agent about exactly when your policy | | |
| Torrance | | was cancelled and how much they | | Accident: An unplanned event, |
| Hendersonville | | owe you. | | unexpected and undesigned, which |
| Chula Vista | | | | occurs suddenly and at a definite |
| Rochester | | The best time to switch policies is | | place. |
| Beaumont | | within one month of receiving your | | |
| Winter Park | | policy renewal from your current | | Flat Cancellation: A policy which is |
| Albuquerque | | insurer. You can typically cancel your | | cancelled upon its effective date. |
| Mobile | | policy without any fees or penalties if | | Usually under a flat cancellation no |
| Henderson | | you act within this time period. | | premium charge is made. |
