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| Elkhart | | Individuals who have 30-year | | Broker-Agent: One acting as an agent |
| Melbourne | | mortgages might want to consider a | | of one or more insurers and as a |
| Jonesboro | | 30-year term to ensure that the house | | broker in dealing with one or more |
| Greeley | | is protected throughout the period of | | other insurers. |
| Springfield | | the loan. | | |
| Spokane | | | | Director of Insurance: A title used in |
| Acworth | | If you have noticed that your auto | | some states for the head of the |
| Nashua | | insurance rates are still increasing | | department of insurance. |
| Oxnard | | with each renewal, or even have not | | |
| Delray Beach | | gone down even though you have a | | Deductible: The portion of an insured |
| Manchester | | great driving record, this lower pricing | | loss to be borne by the insured |
| Orlando | | trend makes it more important then | | before he is entitled to recovery from |
| Chandler | | ever that you shop around for auto | | the insurer. |
| Gainesville | | insurance. | | |
| Warren | | | | Insolvent Insurer: An insurer which is |
| Winter Park | | At InsWeb, you can compare free | | unable to meet its financial |
| Texarkana | | online insurance quotes from many of | | obligations. |
| Decatur | | the nations leading insurance | | |
| Hartford | | companies. | | Captive Agent: One who sells |
| Columbus | | | | insurance for only one company as |
| Acworth | | While some companies raise their | | opposed to an agent who represents |
| Franklin | | prices based on your actual age, | | several companies. |
| Sunnyvale | | most companies increase the price of | | |
| Oceanside | | their policies six months before your | | Admitted Company: An insurance |
| Walnut Creek | | birthday. Its a term called Age | | company authorized and licensed to |
| Springfield | | Nearest in the industry, and that | | do business in a given state. |
| Alameda | | half-year price increase could really | | |
| Littleton | | add up over a 20-year term policy. As | | Single Limit: Any insurance coverage |
| Edmond | | above, the quicker you purchase your | | which is expressed as a single |
| Salt Lake City | | policy the better. | | amount of insurance, or a single limit |
| Escondido | | | | of liability. Contrast with Split Limit. |
| Metairie | | Life insurance, specifically Term Life, | | |
| Honolulu | | is arguably one of the best values in | | Lapsed Policy: One which has been |
| Malden | | the entire financial services arena. | | allowed to expire because of |
| Nashville | | Where else can you go and get | | nonpayment of premiums. |
| Redlands | | hundreds of thousands of dollars in | | |
| Miami | | protection for literally pennies per | | |
| Englewood | | day? Rates for Term Life insurance | | |
| Santa Ana | | remain at all-time lows, and now is the | | |
| Oxnard | | time to lock in the best prices. | | |