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| San Jose | | While some companies raise their | | Nonadmitted Insurer: An insurer not |
| Muskegon | | prices based on your actual age, | | licensed to do business in the |
| Warren | | most companies increase the price of | | jurisdiction in question. Same as |
| Scottsdale | | their policies six months before your | | Unauthorized Insurer and Unlicensed |
| Springfield | | birthday. Its a term called Age | | Insurer. |
| Fairfax | | Nearest in the industry, and that | | |
| Waterloo | | half-year price increase could really | | Operating Expense: The expense of |
| Cookeville | | add up over a 20-year term policy. As | | an insurer other than commissions |
| Allentown | | above, the quicker you purchase your | | and taxes. Called " and Insurance |
| St. Joseph | | policy the better. | | Expense" in the convention statement |
| Panama City | | | | blank. |
| Redlands | | Shopping around is the best way to | | |
| Silver Spring | | save money on your insurance. | | United States Aircraft Insurance |
| Lincoln | | | | Group: A group of insurers providing |
| Glendale | | The best time to switch policies is | | facilities for all forms of Aviation |
| New Orleans | | within one month of receiving your | | Insurance. |
| West Chester | | policy renewal from your current | | |
| Omaha | | insurer. You can typically cancel your | | Insurance Examiner: The |
| Anderson | | policy without any fees or penalties if | | representative of a state insurance |
| Clearwater | | you act within this time period. | | department assigned to participate in |
| Spartanburg | | | | the official audit and examination of |
| Alpharetta | | Everyone has different needs, and | | an insurer. |
| Cape Coral | | not one size fits all when it comes to | | |
| Quincy | | term life insurance. While it may make | | Commission of Authority: A document |
| Grand Prairie | | sense for people in their 30s and 40s | | outlining the powers delegated to an |
| Aurora | | to secure a 20-year term length, a | | agent by an insurer. |
| Anaheim | | 10-year term might be more | | |
| Milwaukee | | appropriate for someone nearing | | National Auto Theft Bureau: An |
| Rockford | | retirement. | | organization engaged in the |
| Malden | | | | prevention and reduction of motor |
| Garland | | People who are trying to quit | | vehicle fire and theft losses. |
| Coral Springs | | smoking, for example, might be best | | |
| Johnstown | | suited purchasing a shorter term (and | | Broker-Agent: One acting as an agent |
| Stockbridge | | then replacing it with a longer term | | of one or more insurers and as a |
| Williamsburg | | policy when they qualify for | | broker in dealing with one or more |
| Waco | | non-tobacco prices). | | other insurers. |
