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| Myrtle Beach | | We offer quotes for auto insurance, | | Deficit Carried Forward: The transfer |
| El Cajon | | life insurance, homeowners | | of a debit balance from one |
| Spokane | | insurance, health insurance, term life | | accounting period to another. |
| Franklin | | insurance and more. | | |
| Flint | | | | Line of Business: The classification of |
| Jonesboro | | Individuals who have 30-year | | business as utilized in the insurance |
| Lakewood | | mortgages might want to consider a | | industry, e.g., Fire, Allied Lines and |
| Greensboro | | 30-year term to ensure that the house | | Homeowners. |
| Milwaukee | | is protected throughout the period of | | |
| Phoenix | | the loan. | | Domestic Insurer (or Company): An |
| Boulder | | | | insurer formed under the laws of the |
| Scottsdale | | Healthy people have the best | | state in which the insurance is written. |
| Gainesville | | mortality risks and thus are much | | |
| Beaumont | | cheaper for companies to insure. This | | Equity: The money value of an |
| Boulder | | translates into lower rates for the | | insurance company that is over and |
| Savannah | | Super Preferred customer than | | above its liabilities. Liabilities include |
| Lafayette | | someone with higher risk factors such | | almost all of its reserves. |
| Santa Clara | | as a heart condition, cancer or | | |
| Aurora | | diabetes. Conversely, if you were | | Calendar Year Experience: This |
| Omaha | | unhealthy when you acquired your | | measures the premiums and losses |
| Louisville | | policy, and your health has now | | entered on accounting records during |
| Wilmington | | improved, it might be time to shop for | | the 12-month calendar. |
| Omaha | | a new policy, as your rates are likely | | |
| Allentown | | to be lower. | | Capital Sum: The maximum lump sum |
| Grand Rapids | | | | payable in the event of accidental |
| Las Vegas | | The quickest and easiest way to | | death or dismemberment. |
| Atlanta | | shop for new insurance is by | | |
| Dubuque | | comparing rates at InsWebs online | | Approved Roof: A term used in |
| Muskegon | | marketplace. If you do it the | | building construction. It indicates a |
| Detroit | | old-fashioned way (by calling or | | roof made of fire-resistive materials, |
| Charlotte | | visiting multiple agents or insurance | | such as tile or asphalt shingles. |
| White Plains | | companies) it could take up a huge | | |
| Fairfax | | chunk of your time, which no one | | Dual Life Stock Company: A stock |
| Albany | | wants or needs. By completing | | Life insurer issuing both participating |
| Yonkers | | InsWebs online application, you will | | and nonparticipating policy contracts. |
| Fort Collins | | have rates to compare to your old | | |
| Aurora | | ones within minutes! | | |
