| | | | |
|
| Cleveland | | Individuals who have 30-year | | Malicious Mischief: Similar to |
| Springfield | | mortgages might want to consider a | | vandalism. Purposely damaging the |
| Chicago | | 30-year term to ensure that the house | | rights or property of another. |
| Columbia | | is protected throughout the period of | | |
| Sacramento | | the loan. | | Overlapping Insurance: Coverage |
| Bellevue | | | | from two or more policies or insurers |
| Mansfield | | If you decide to cancel your policy | | which duplicates coverage of certain |
| Bay City | | (after acquiring new coverage) | | risks. |
| Thousand Oaks | | outside of the 30-day period, you may | | |
| Mountain View | | have to pay a fee or penalty. | | Broker-Agent: One acting as an agent |
| Odessa | | However, you may still save money | | of one or more insurers and as a |
| Mesa | | after paying the fee if your new policy | | broker in dealing with one or more |
| Fort Lauderdale | | affords you significant savings. So | | other insurers. |
| Omaha | | while it is best to wait until your | | |
| Bellevue | | receive your renewal notice, you CAN | | Amendment: A formal document |
| Columbus | | cancel your policy at any time. | | which corrects or revises an |
| Davenport | | | | insurance master policy. |
| Wichita | | People who are trying to quit | | |
| Peoria | | smoking, for example, might be best | | Effective Date: The date on which the |
| Lake Worth | | suited purchasing a shorter term (and | | protection of an insurance policy or |
| Spokane | | then replacing it with a longer term | | bond goes into effect. |
| Kalamazoo | | policy when they qualify for | | |
| Staten Island | | non-tobacco prices). | | Accident: An unplanned event, |
| Lowell | | | | unexpected and undesigned, which |
| Toledo | | Shopping around is the best way to | | occurs suddenly and at a definite |
| Cincinnati | | save money on your insurance. | | place. |
