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| Muskegon | | Individuals who have 30-year | | Flat Cancellation: A policy which is |
| Coral Springs | | mortgages might want to consider a | | cancelled upon its effective date. |
| St. Louis | | 30-year term to ensure that the house | | Usually under a flat cancellation no |
| Brooklyn | | is protected throughout the period of | | premium charge is made. |
| Honolulu | | the loan. | | |
| Dothan | | | | License: A certification of authority for |
| Garland | | The quickest and easiest way to | | an agent or insurer to operate, given |
| Hattiesburg | | shop for new insurance is by | | by the appropriate jurisdiction. |
| Racine | | comparing rates at InsWebs online | | |
| North Hollywood | | marketplace. If you do it the | | Valuation Clause: A clause stating the |
| Cedar Rapids | | old-fashioned way (by calling or | | value of items for insurance |
| Metairie | | visiting multiple agents or insurance | | purposes, making it a valued policy. |
| Escondido | | companies) it could take up a huge | | |
| Honolulu | | chunk of your time, which no one | | Authorized Insurer: An insurer |
| Tyler | | wants or needs. By completing | | authorized by the state to transact |
| Orange | | InsWebs online application, you will | | business in that state for specific |
| Fremont | | have rates to compare to your old | | types of insurance. |
| Quincy | | ones within minutes! | | |
| Columbia | | | | Broker of Record: A broker who has |
| Ann Arbor | | We offer quotes for auto insurance, | | been designated to handle certain |
| Winter Park | | life insurance, homeowners | | insurance contracts for the |
| Dothan | | insurance, health insurance, term life | | policyholder. |
| Lake Worth | | insurance and more. | | |
| Denton | | | | Liquidity: The ability of an insurer to |
| Little Rock | | If you have noticed that your auto | | convert its assets into cash to pay |
| Naples | | insurance rates are still increasing | | claims if necessary. |
| Providence | | with each renewal, or even have not | | |
| Reno | | gone down even though you have a | | Valued: Relating to an agreement by |
| Denton | | great driving record, this lower pricing | | an insurer to pay a specified amount |
| Metairie | | trend makes it more important then | | of money to or on behalf of the |
| Albany | | ever that you shop around for auto | | insured upon occurrence of a defined |
| Macon | | insurance. | | loss. |
