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| Waterloo | | Shopping around is the best way to | | Initial Premium: An amount paid at the |
| Longmont | | save money on your insurance. | | inception of an insurance contract, |
| Tacoma | | | | usually subject to adjustment at the |
| Quincy | | If you have noticed that your auto | | end of the policy period. |
| Stuart | | insurance rates are still increasing | | |
| Arlington | | with each renewal, or even have not | | Notice To Company: Written notice to |
| Raleigh | | gone down even though you have a | | an insurer of the occurrence of an |
| Riverside | | great driving record, this lower pricing | | event which a claim is to be based. |
| Carlsbad | | trend makes it more important then | | |
| Greenville | | ever that you shop around for auto | | Divided Cover: The placing of |
| Huntington Beach | | insurance. | | insurance on a given subject or |
| Garland | | | | object with more than one insurer. |
| Beaumont | | Individuals who have 30-year | | |
| Southfield | | mortgages might want to consider a | | Line of Business: The classification of |
| Harrisburg | | 30-year term to ensure that the house | | business as utilized in the insurance |
| Monroe | | is protected throughout the period of | | industry, e.g., Fire, Allied Lines and |
| Philadelphia | | the loan. | | Homeowners. |