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| Norfolk | | The quickest and easiest way to | | Claim Expense: The expense of |
| Slidell | | shop for new insurance is by | | adjusting a claim, such as |
| Las Cruces | | comparing rates at InsWebs online | | investigation and attorneys' fees. It |
| Fairfax | | marketplace. If you do it the | | does not include the cost of the claim |
| Evansville | | old-fashioned way (by calling or | | itself. |
| New Port Richey | | visiting multiple agents or insurance | | |
| York | | companies) it could take up a huge | | Policy Period (or Term): The period |
| Columbia | | chunk of your time, which no one | | during which the policy contract |
| Huntington | | wants or needs. By completing | | affords protection, e.g., six months or |
| Lansing | | InsWebs online application, you will | | one or three years. |
| Boca Raton | | have rates to compare to your old | | |
| Jackson | | ones within minutes! | | Agent's License: A certificate of |
| Shreveport | | | | authority from the state which permits |
| Elkhart | | Why not take advantage of current | | the agent to conduct business. |
| Clinton Township | | low prices? Many auto insurance | | |
| White Plains | | consumers are becoming educated | | Nonadmitted Insurer: An insurer not |
| Greenville | | on other companies, plans, and rates | | licensed to do business in the |
| Warwick | | that are available to them; ones that | | jurisdiction in question. Same as |
| Dallas | | could afford them significant savings | | Unauthorized Insurer and Unlicensed |
| Jasper | | on their auto insurance. | | Insurer. |