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| Johnstown | | At InsWeb, you can compare free | | Partnership: A business enterprise |
| Rockford | | online insurance quotes from many of | | owned and operated by two or more |
| Reno | | the nations leading insurance | | persons for the purpose of generating |
| Wilmington | | companies. | | business income and profits. |
| Bayside | | | | |
| Anaheim | | Individuals who have 30-year | | Business: In Property, Liability, and |
| Whittier | | mortgages might want to consider a | | Health lines, it usually refers to the |
| Newport News | | 30-year term to ensure that the house | | volume of premiums. |
| Mobile | | is protected throughout the period of | | |
| Frederick | | the loan. | | Losses Outstanding: A summary |
| Flint | | | | statement prepared by Property, Life, |
| Littleton | | If you have noticed that your auto | | and Liability insurers showing claims |
| Indianapolis | | insurance rates are still increasing | | not yet settled. |
| Goldsboro | | with each renewal, or even have not | | |
| Washington | | gone down even though you have a | | Calendar Year Experience: This |
| Houma | | great driving record, this lower pricing | | measures the premiums and losses |
| Gaithersburg | | trend makes it more important then | | entered on accounting records during |
| Ann Arbor | | ever that you shop around for auto | | the 12-month calendar. |
| Fullerton | | insurance. | | |
| Thousand Oaks | | | | Examiner: An employee assigned by |
| Toms River | | The best time to switch policies is | | the state insurance department to |
| Grand Rapids | | within one month of receiving your | | audit insurers' records. |
| Alameda | | policy renewal from your current | | |
| Portland | | insurer. You can typically cancel your | | Partial Loss: A loss covered by an |
| Newark | | policy without any fees or penalties if | | insurance policy which does not |
| Sioux City | | you act within this time period. | | completely destroy or render |
| Rochester | | | | worthless the insured property. |
| South Bend | | Life insurance, specifically Term Life, | | |
| Long Beach | | is arguably one of the best values in | | Domestic Insurer (or Company): An |
| El Paso | | the entire financial services arena. | | insurer formed under the laws of the |
| Tempe | | Where else can you go and get | | state in which the insurance is written. |
| Miami | | hundreds of thousands of dollars in | | |
| Fort Lauderdale | | protection for literally pennies per | | Policy Period (or Term): The period |
| Rapid City | | day? Rates for Term Life insurance | | during which the policy contract |
| Oxnard | | remain at all-time lows, and now is the | | affords protection, e.g., six months or |
| Fort Lauderdale | | time to lock in the best prices. | | one or three years. |
