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| Newark | | If you have noticed that your auto | | Policy Anniversary: The anniversary |
| Lakeland | | insurance rates are still increasing | | of the date of issue of a policy as |
| Akron | | with each renewal, or even have not | | shown in the policy declarations. |
| Palm Desert | | gone down even though you have a | | |
| Fayetteville | | great driving record, this lower pricing | | Professional Insurance Agents |
| Bloomington | | trend makes it more important then | | Association: A trade association of |
| Lafayette | | ever that you shop around for auto | | mutual insurance agents. |
| Mountain View | | insurance. | | |
| Waterloo | | | | Producer: A term applied to an agent, |
| Poughkeepsie | | Healthy people have the best | | solicitor or other person who sells |
| Quincy | | mortality risks and thus are much | | insurance. |
| Edison | | cheaper for companies to insure. This | | |
| Mobile | | translates into lower rates for the | | Leasehold: An agreement which |
| Chesapeake | | Super Preferred customer than | | gives a person the right to use and |
| Santa Clara | | someone with higher risk factors such | | occupy property. |
| Conroe | | as a heart condition, cancer or | | |
| Miami | | diabetes. Conversely, if you were | | Retrospective Premium: The final |
| Boca Raton | | unhealthy when you acquired your | | premium in a retrospective rating |
| Costa Mesa | | policy, and your health has now | | plan. See Retrospective Rating. |
| Columbia | | improved, it might be time to shop for | | |
| Wilmington | | a new policy, as your rates are likely | | Replacement: A new policy written to |
| Santa Clara | | to be lower. | | take the place of one currently in force. |
