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| Pueblo | | At InsWeb, you can compare free | | Agency Contract (or Agreement): The |
| Miami | | online insurance quotes from many of | | document which establishes the legal |
| Southfield | | the nations leading insurance | | relationship between an agent and an |
| Newburgh | | companies. | | insurer. |
| Bradenton | | | | |
| Amarillo | | If you decide to cancel your policy | | Tickler: A reminder system used to |
| Independence | | (after acquiring new coverage) | | call an individual's attention to actions |
| Knoxville | | outside of the 30-day period, you may | | that must be taken at a future point in |
| Toledo | | have to pay a fee or penalty. | | time. |
| Wilmington | | However, you may still save money | | |
| Houma | | after paying the fee if your new policy | | Tabular Plan: A retrospective rating |
| Reading | | affords you significant savings. So | | plan, which uses tables to furnish the |
| Belleville | | while it is best to wait until your | | various values for the rating formula. |
| Omaha | | receive your renewal notice, you CAN | | |
| Cherry Hill | | cancel your policy at any time. | | Buy-Back" Deductible: A deductible |
| Louisville | | | | which may be eliminated for an |
| Quincy | | Healthy people have the best | | additional premium in order to |
| Cypress | | mortality risks and thus are much | | provide "first-dollar" coverage. |
| Columbia | | cheaper for companies to insure. This | | |
| Springfield | | translates into lower rates for the | | Notice of Cancellation: Written notice |
| Oakland | | Super Preferred customer than | | by an insurer of intent to cancel |
| Worcester | | someone with higher risk factors such | | insurance, or written notice by an |
| Anderson | | as a heart condition, cancer or | | insured requesting cancellation. |
| New Port Richey | | diabetes. Conversely, if you were | | |
| Charleston | | unhealthy when you acquired your | | FICA. Federal Insurance Contributions |
| Morristown | | policy, and your health has now | | Act: A law imposing a payroll tax to |
| Killeen | | improved, it might be time to shop for | | assist in funding Social Security |
| West Chester | | a new policy, as your rates are likely | | benefits. |
| Huntsville | | to be lower. | | |
| Sunnyvale | | | | Brick Veneer Construction: Refers to |
| Springfield | | Individuals who have 30-year | | a building where the outside walls are |
| Detroit | | mortgages might want to consider a | | constructed of wood with a facing of a |
| Conroe | | 30-year term to ensure that the house | | single layer of brick. |
| Muskegon | | is protected throughout the period of | | |
| Santa Rosa | | the loan. | | |