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| Fayetteville | | Life insurance, specifically Term Life, | | Partnership: A business enterprise |
| Huntsville | | is arguably one of the best values in | | owned and operated by two or more |
| Erie | | the entire financial services arena. | | persons for the purpose of generating |
| Syracuse | | Where else can you go and get | | business income and profits. |
| Vero Beach | | hundreds of thousands of dollars in | | |
| Fullerton | | protection for literally pennies per | | Independent Agent: An agent |
| Palm Harbor | | day? Rates for Term Life insurance | | operating as an independent |
| Bay City | | remain at all-time lows, and now is the | | contractor under the independent |
| Hattiesburg | | time to lock in the best prices. | | agency system. |