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| Mesquite | | Why not take advantage of current | | Captive Agent: One who sells |
| Slidell | | low prices? Many auto insurance | | insurance for only one company as |
| Orlando | | consumers are becoming educated | | opposed to an agent who represents |
| Dothan | | on other companies, plans, and rates | | several companies. |
| Wilmington | | that are available to them; ones that | | |
| Duluth | | could afford them significant savings | | First Party Insurance: Insurance which |
| Buffalo | | on their auto insurance. | | applies to coverage for the insured's |
| Newburgh | | | | own property or person. Contrast with |
| Fort Collins | | Individuals who have 30-year | | Third Party Insurance. |
| Hollywood | | mortgages might want to consider a | | |
| Stockton | | 30-year term to ensure that the house | | Not Taken: Policies applied for and |
| Alpharetta | | is protected throughout the period of | | issued but rejected by the proposed |
| Evanston | | the loan. | | owner and not paid for. |