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| Thousand Oaks | | Individuals who have 30-year | | Submitted Business: Applications for |
| Pueblo | | mortgages might want to consider a | | insurance submitted to an insurer but |
| Carlsbad | | 30-year term to ensure that the house | | not yet acted upon by it. |
| Boston | | is protected throughout the period of | | |
| Wichita Falls | | the loan. | | Criticism: A correction suggested by a |
| Orlando | | | | rating or auditing bureau to an insurer. |
| Springfield | | Shopping around is the best way to | | |
| Lawton | | save money on your insurance. | | Multi-Peril Policies: Policies which |
| Kansas City | | | | cover a number of perils, such as fire, |
| Whittier | | The quickest and easiest way to | | burglary, and liability, in a single |
| Santa Ana | | shop for new insurance is by | | contract. |
| Bloomington | | comparing rates at InsWebs online | | |
| Philadelphia | | marketplace. If you do it the | | Monoline Policy: Any insurance |
| Cypress | | old-fashioned way (by calling or | | coverage written as a single line |
| Cypress | | visiting multiple agents or insurance | | policy. Contrast with Multiple Line or |
| Newark | | companies) it could take up a huge | | Package policy. |
| Athens | | chunk of your time, which no one | | |
| Sioux Falls | | wants or needs. By completing | | Commercial Lines: This term is used |
| Winter Park | | InsWebs online application, you will | | to refer to insurance for businesses, |
| Fort Collins | | have rates to compare to your old | | professionals, and commercial |
| Hollywood | | ones within minutes! | | establishments. |