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| Mobile | | While some companies raise their | | We/Us/Our: These words are used to |
| Rockville | | prices based on your actual age, | | refer to the insurer in many of the |
| Newburgh | | most companies increase the price of | | modernized/personalized policy |
| Torrance | | their policies six months before your | | forms recently introduced. |
| Palo Alto | | birthday. Its a term called Age | | |
| Dayton | | Nearest in the industry, and that | | Deflation: An economic period |
| Gulfport | | half-year price increase could really | | characterized by falling prices, high |
| Union | | add up over a 20-year term policy. As | | unemployment and a generally |
| Clinton Township | | above, the quicker you purchase your | | sluggish or slow economy. |
| Killeen | | policy the better. | | |
| Charlotte | | | | Earned Income: The money |
| Columbus | | If you decide to cancel your policy | | individuals earn as a result of working |
| Huntington Beach | | (after acquiring new coverage) | | at some job or occupation for which |
| Sacramento | | outside of the 30-day period, you may | | they are paid a salary. |
| Quincy | | have to pay a fee or penalty. | | |
| Thousand Oaks | | However, you may still save money | | Cut Rate: This term generally applies |
| Chula Vista | | after paying the fee if your new policy | | to insurance companies who charge |
| Orlando | | affords you significant savings. So | | premiums below a normal or average |
| Peoria | | while it is best to wait until your | | rate. |
| Modesto | | receive your renewal notice, you CAN | | |
| Troy | | cancel your policy at any time. | | Single Limit: Any insurance coverage |
| Pittsburgh | | | | which is expressed as a single |
| Fresno | | We offer quotes for auto insurance, | | amount of insurance, or a single limit |
| Tulsa | | life insurance, homeowners | | of liability. Contrast with Split Limit. |
| Green Bay | | insurance, health insurance, term life | | |
| Corona | | insurance and more. | | Deficit Carried Forward: The transfer |
| Long Beach | | | | of a debit balance from one |
| Irvine | | The best time to switch policies is | | accounting period to another. |
| Nashville | | within one month of receiving your | | |
| Costa Mesa | | policy renewal from your current | | Loss Adjustment Expense: The cost |
| Fort Smith | | insurer. You can typically cancel your | | of adjusting losses, excluding the |
| White Plains | | policy without any fees or penalties if | | amount of the loss itself. |
| Bakersfield | | you act within this time period. | | |
| Gainesville | | | | Liabilities: Money owed or expected |
| Chicago | | | | to be owed. Insurance company |
| Newport Beach | | | | financial statements, for instance, |
| Boise | | | | show assets and liabilities. |
