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| Jackson | | While some companies raise their | | War Risk Insurance: Insurance |
| Cypress | | prices based on your actual age, | | covering damage caused by war. |
| Memphis | | most companies increase the price of | | Most often written by Ocean Marine |
| Myrtle Beach | | their policies six months before your | | Insurance companies covering |
| Cape Coral | | birthday. Its a term called Age | | vessels. |
| Metairie | | Nearest in the industry, and that | | |
| Anderson | | half-year price increase could really | | Indemnity: Restoration to the victim of |
| Tallahassee | | add up over a 20-year term policy. As | | a loss by payment, repair, or |
| Bethlehem | | above, the quicker you purchase your | | replacement. |
| Gainesville | | policy the better. | | |
| Dearborn | | | | Dual Life Stock Company: A stock |
| Vineland | | Make sure you have a new policy in | | Life insurer issuing both participating |
| Salem | | place before you cancel your old one | | and nonparticipating policy contracts. |
| Overland Park | | to avoid a lapse in coverage. This will | | |
| Fayetteville | | also prevent having to figure out the | | Buy-Back" Deductible: A deductible |
| Abilene | | amount of any unused premium that is | | which may be eliminated for an |
| Killeen | | due to you from your old insurance | | additional premium in order to |
| Longview | | company, or having to spar with your | | provide "first-dollar" coverage. |
| Midland | | agent about exactly when your policy | | |
| South Bend | | was cancelled and how much they | | Underwriters Laboratories, Inc. (UL): A |
| Kalamazoo | | owe you. | | testing laboratory for manufactured |
| Muncie | | | | items to determine their safety |
| Hemet | | Life insurance, specifically Term Life, | | propensities. |
| Akron | | is arguably one of the best values in | | |
| Jasper | | the entire financial services arena. | | Coding: A method of putting |
| Seattle | | Where else can you go and get | | information into a numerical form for |
| Tampa | | hundreds of thousands of dollars in | | statistical use. Most information on |
| Santa Ana | | protection for literally pennies per | | policies is coded and then put into |
| Fayetteville | | day? Rates for Term Life insurance | | reports. |
| Rapid City | | remain at all-time lows, and now is the | | |
| Knoxville | | time to lock in the best prices. | | Malicious Mischief: Similar to |
| Turlock | | | | vandalism. Purposely damaging the |
| Buffalo | | Why not take advantage of current | | rights or property of another. |
| Hartford | | low prices? Many auto insurance | | |
| Philadelphia | | consumers are becoming educated | | |
| High Point | | on other companies, plans, and rates | | |
| Mansfield | | that are available to them; ones that | | |
| Dallas | | could afford them significant savings | | |
| Springfield | | on their auto insurance. | | |
