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| Lafayette | | Why not take advantage of current | | Monoline Policy: Any insurance |
| Cedar Rapids | | low prices? Many auto insurance | | coverage written as a single line |
| Overland Park | | consumers are becoming educated | | policy. Contrast with Multiple Line or |
| Atlanta | | on other companies, plans, and rates | | Package policy. |
| Poughkeepsie | | that are available to them; ones that | | |
| Syracuse | | could afford them significant savings | | Insurance to Value: Insurance written |
| Carlsbad | | on their auto insurance. | | in an amount approximating the value |
| Glendale | | | | of the property insured. |
| Philadelphia | | If you decide to cancel your policy | | |
| Pittsburgh | | (after acquiring new coverage) | | Equity: The money value of an |
| Myrtle Beach | | outside of the 30-day period, you may | | insurance company that is over and |
| Portland | | have to pay a fee or penalty. | | above its liabilities. Liabilities include |
| Arlington | | However, you may still save money | | almost all of its reserves. |
| Downey | | after paying the fee if your new policy | | |
| Santa Barbara | | affords you significant savings. So | | Other Insurance: The existence of |
| Grand Junction | | while it is best to wait until your | | other contracts covering the same |
| Oceanside | | receive your renewal notice, you CAN | | interest and perils. |
| Greeley | | cancel your policy at any time. | | |
| Cincinnati | | | | Replacement: A new policy written to |
| Bay City | | We offer quotes for auto insurance, | | take the place of one currently in force. |
| Fayetteville | | life insurance, homeowners | | |
| Newark | | insurance, health insurance, term life | | Operating Expense: The expense of |
| White Plains | | insurance and more. | | an insurer other than commissions |
| Longmont | | | | and taxes. Called " and Insurance |
| Englewood | | If you have noticed that your auto | | Expense" in the convention statement |
| Mesa | | insurance rates are still increasing | | blank. |
| Stamford | | with each renewal, or even have not | | |
| Boca Raton | | gone down even though you have a | | Provisional Rate: Tentative rates, |
| Lafayette | | great driving record, this lower pricing | | premiums or commissions that are |
| Brooklyn | | trend makes it more important then | | subject to subsequent adjustment. |
| Savannah | | ever that you shop around for auto | | See Commission and Premium. |
| Baton Rouge | | insurance. | | |
| Duluth | | | | Tickler: A reminder system used to |
| Boise | | Life insurance, specifically Term Life, | | call an individual's attention to actions |
| Walnut Creek | | is arguably one of the best values in | | that must be taken at a future point in |
| Edison | | the entire financial services arena. | | time. |
| Valdosta | | Where else can you go and get | | |
| Hampton | | hundreds of thousands of dollars in | | |
| Youngstown | | protection for literally pennies per | | |
| Richmond | | day? Rates for Term Life insurance | | |
| Fort Smith | | remain at all-time lows, and now is the | | |
| Knoxville | | time to lock in the best prices. | | |
